Payment & Pricing
Read about the variety of payment options you can choose from when you purchase from apple.com, and learn how the tax on your order is calculated. Also, get more information about special pricing, offers, promotions, and other great deals with limited time availability.
Choose a topic:
- Education Pricing
- U.S. Government Pricing
- Promotions, Rebates, and Coupons
Apple accepts a variety of payment methods online. Click on a payment method below to find out more:
- Apple Pay
- Apple Card
- Credit Cards or Debit Cards
- Barclaycard Financing Visa®
- Apple Business Lease (AFS Commercial Credit)
- Apple Store Gift Card
Note: Business lease, wire transfers, and money orders are ineligible payment methods for pickup items.
Some payment types are ineligible for orders that ship to multiple addresses. If you are using an ineligible payment type for an order shipping to multiple addresses, you will either need to change the payment method, or ship your order to a single address.
Some customers may qualify for other forms of payment. Please call 1-800-MY-APPLE and speak to an Apple Specialist for more information.
Using more than one payment method
You can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Store Gift Cards:
- Credit card(s) - up to two
- Apple Store Gift Card(s) - up to eight
- Apple Store Gift Card(s) + one credit card
During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
Credit Cards or Debit Cards
Troubleshooting credit card & debit card payment errors
- If your card is new or recently reissued, make sure it has been activated.
- Remove dashes or spaces from the account number.
- If everything seems to be correct, call the card issuer's customer service 800 number on the back of your card. Your credit card company may need to speak with you before they authorize your purchase.
To prevent any unnecessary delays processing your order, please ensure that the billing address on your order matches the information on your credit card account. If you have recently moved or are unsure whether you receive your credit card statement at your work or home address, please contact your card-issuing bank using the 800 number on the back of your credit card to confirm.
The card security code is a unique three or four digit number printed on the front (American Express) or back (Discover/MasterCard/Visa/UnionPay) of your card, in addition to the account number.
Daily spending limits for Debit Cards
Most debit and check cards have daily spending limits that may substantially delay the processing of an order, even if there is enough money in an account. When using a debit card, funds are immediately reserved in your bank account at the time you place your order. Please consult your card-issuing bank for information about your daily spending limits if you are having trouble placing your order.
When Apple charges your account
When you place an order, Apple will contact your credit or debit card's issuing bank to confirm it is a valid account. Apple requests an authorization, which holds the funds for the full or partial purchase amount. As Apple prepares your items, authorized funds will be unavailable and may display as "pending" on your credit or debit card's online statement.
If you are shipping an item, your card will only be charged after the item has shipped. For pickup items, you will be billed before your item is ready for pick up. If your order contains multiple items, you may see multiple charges on your credit or debit card statement.
If you cancel your order before your items are billed, any authorizations placed on your credit card account can take up to 30 days to expire and any authorizations placed on your debit card account can take up to 10 days to expire. Contact your financial institution for their specific timeframes.
Credit cards accepted
In the U.S., we accept:
- American Express
If you are paying for your order with an international Visa, MasterCard, American Express, or UnionPay credit card, please note that the purchase price may fluctuate with exchange rates. In addition, your bank or credit card issuer may also charge you foreign conversion charges and fees, which may also increase the overall cost of your purchase. Please contact your bank or credit card issuer regarding these fees.
Any gift card issued by a credit card company can be used as a method of payment when buying from Apple online. During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.
When you place an order with PayPal you will be redirected to the PayPal website. There you will then need to login with your PayPal username and password.
If your order consists of multiple deliveries, your PayPal account will be charged separately for each shipment.
Apple Store Gift Card
You can redeem an Apple Store Gift Card at any Apple Store, to purchase products online from Apple, or by calling 1‑800‑MY‑APPLE. Apple Store Gift Cards can be used only in the United States. With the exception of gift cards, certificates, and iTunes downloads and/or subscriptions, you can purchase just about anything sold by Apple, including products from both Apple and third-party makers.
You can use up to eight Apple Store Gift Cards at a time when you purchase online from Apple, or if you’re placing an order by calling 1‑800‑MY‑APPLE. You can combine your Apple Store Gift Card(s) with one credit card to pay for your purchase. Simply enter or provide the PIN. On the plastic gift cards, the PIN you need to use can be found on the back under the scratch off area. On the electronic Apple Store Gift Cards, the PIN can be found on the email below the image of the card. Please keep the card in your possession until the order has been processed and delivered.
The Apple Store Gift Card is subject to applicable terms and conditions.For more information about how to redeem your Apple Store Gift Cards, visit How to Redeem Apple Store Gift Cards. To purchase an Apple Store Gift Card, click here.
In accordance with state and local law, your online purchases from Apple will be taxed using the applicable sales tax or seller's use tax rate for your shipping address, or the Apple Store address where the item is picked up.
The tax listed during checkout is only an estimate. In California and Rhode Island, sales tax is collected on the unbundled price of the iPhone.
Your invoice will reflect the final total tax, which includes state and local taxes, as well as any applicable rebates or fees.
To place an order on behalf of a tax-exempt organization or individual, please call an Apple Store Specialist at 1‑800‑MY‑APPLE. You will need to provide proof of state tax-exempt status for the state where the product is being shipped. The organization or individual name on the order must exactly match the state tax-exempt certificate. Federal tax exemption certificates are not applicable.
Note, for corporate tax-exempt purchases, only corporate-issued credit cards for the applicable tax-exempt organization will be accepted as a method of payment (i.e., no cash, personal check, or personal credit cards will be accepted).
Apple offers special pricing to students, teachers, administrators, and staff members. We also offer special pricing for home-schooling programs, pre-kindergarten, and purchases made on behalf of students.
If you live in the U.S., visit the U.S. Apple Store for Education to place your order for reduced prices on the full range of Mac computers, plus select third-party products. Please note that only orders placed on your country's Apple Education site are eligible for the special education pricing.
U.S. Government Pricing
Apple offers special pricing to local, state, and federal government employees and agencies. Visit our online Apple Government Stores (Opens in a new window) to view reduced prices. Please note that only orders placed on our online Apple Government Stores (Opens in a new window) are eligible for the government pricing.
Shop for yourself
Federal Employee Store
Apple's Federal Government Employee Purchase Program (Opens in a new window) offers special pricing for the following U.S. Federal Government employees who want to purchase Apple products for personal use:
- Current and retired
- Family members
Current, former, retired members, and family members of the following government entities are eligible:
- U.S. Military
- National Guard
State and Local Government Employees
Apple's State and Local Government Employee Purchase Program (Opens in a new window) offers special pricing for employees of State and Local Government Agencies who want to purchase Apple products for personal use.
Shop for your agency
GSA Schedule and Federal Contracts
Purchase Apple products on GSA schedules (Opens in a new window) or other government contracts.
Federal SmartPay Store
Use Apple's Federal SmartPay Store (Opens in a new window) to purchase Apple and third-party products using a federally issued SmartPay credit card.
State and Local Government Store
Use Apple's State and Local Government Store (Opens in a new window) to purchase Apple and third-party products using terms with Apple or via procurement card.
Promotions, Rebates, and Coupons
Visit the Product Promotions (Opens in a new window) homepage for a list of limited-time offers. You can also view the Product Promotions FAQ (Opens in a new window) to learn more about how to qualify, request an Apple rebate, and any Terms and Conditions for each promotion.
Promotional pricing is usually applied either at the time of your online purchase, or as a rebate after you receive your product. Rebates may also be available as a special offer from leading Macintosh software and accessory manufacturers, as well as from Apple directly.
Check Eligibility & Request a Rebate
Check the status of a rebate
Once you have submitted the requested proof of purchase documents for your rebate, you can check your rebate status (Opens in a new window) online. You'll need some combination of the following pieces of information:
- Claim number
- Email address
- Daytime Phone
Be sure the information entered is exactly as submitted with your rebate claim.
Stay in the know
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